Thursday, April 19, 2012

Do you find risk with shopping online?

I often find myself debating the issue of online shopping, which is amazing to me, since I thought that was the way most people made their purchases in this day and age. So I'm curious.. Do your make purchases online, pay bills etc or do shop in store only and pay bills via mail? If your an in-store, by mail type of person, is it just a preference or do you fear giving your credit card information online?


Source
Choosing a online payment option has been a life saver for someone like me - four kids, has never driven a day in her life. The Internet has really become a necessary evil. I have had my share of issues though, in fact my debit card has been compromised a handful of times. Luckily, we know money, our money, and realized quickly something was wrong. My bank is wonderful and have always fully refunded me and cleared up the issues, but really I have no way of knowing if my info was found online or captured from a swipe at the local Walmart. How many times do you hear on the news a companies files have been hacked and your information has been put in jeopardy.

However you choose to shop or pay your bills, I think it's all about checking your accounts often. I love to spend all over the net, but, I also monitor my credit and bank cards very closely and immediately report anything suspicious. Heck, I even reported myself one time..lol. Yes, I forgot about a recurring payment. Again, I have to give credit to my bank for giving me time to double check and suggesting to me maybe I forgot about something. I decided to take a day before filing a report, did a little digging online and sure enough it was a yearly payment for some online games! I certainly didn't need to be wasting money on online games and was able to cancel and get a full refund - it's worth checking into everything.

I guess, like with everything else, it's just a matter of preference. Just curious how you prefer to shop and or pay bills?

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9 comments:

Samantha said...Best Blogger Tips[Reply to comment]Best Blogger Templates

i usually prefer to shop in person. and if the company charges to ship- forget it, no way

Laura said...Best Blogger Tips[Reply to comment]Best Blogger Templates

I've never thought about the risks. I just see all the deals online and grab them.

Lar1980ua(at)hotmail(dot)com

Closer to Lucy said...Best Blogger Tips[Reply to comment]Best Blogger Templates

I love shopping on-line for a number of things. I still prefer the store for other things but I think there are risks regardless of how you share your credit card info...online or in person, if a thief wants it bad enough, he'll do whatever it takes.

Pam said...Best Blogger Tips[Reply to comment]Best Blogger Templates

I prefer to shop in the store so I can see what I am purchasing. Especially for clothing!

Courtney Pies said...Best Blogger Tips[Reply to comment]Best Blogger Templates

I'm always very nervous about using my checking account's debit card online. I'm always so afraid that someone is going to steal my identity!

-Courtney
courtneylynne09@gmail.com

Noelle said...Best Blogger Tips[Reply to comment]Best Blogger Templates

I moved from NYC- where I could get anything I wanted any day of the week- to a small southwestern city where there are very few good shopping options. I'm enticed to buy online more and more because I want access to the products I'm used to and free shipping makes it easy. I also got a little *cough* addicted to flash sale sites and now I buy home goods and wine online fairly often. Just yesterday I got a new ice cream maker (for 85% off!) delivered. Online shopping is a bad habit...

Roseanna smith said...Best Blogger Tips[Reply to comment]Best Blogger Templates

I prefer to shop in person, but it is hard to pass up a great deal online.

Roseanna Smith
missbabygyrl@aol.com

VickeC said...Best Blogger Tips[Reply to comment]Best Blogger Templates

I admit im very leary of shopping online,if its a store I know an trust im okay with it if not I dont usually buy

Maria Iemma said...Best Blogger Tips[Reply to comment]Best Blogger Templates

To be honest, I only shop online since I hate going to malls so I am OK with a little risk. I try to shop only on sites that have good security though.

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